Railways Extends Optional Travel Insurance Scheme To Reservation Counters From October 27
· Business · Times of India, Indian Express, The Hindu
Indian Railways will extend its Optional Travel Insurance Scheme to passengers booking reserved tickets through Passenger Reservation System counters starting October 27. Complying with a Supreme Court directive from October 6 in the Union of India versus Radha Yadav case, the Railway Board ordered all zonal railways to implement the setup. Passengers can opt for insurance by paying a premium of 45 paise per passenger, which provides coverage of up to ₹10 lakh for death or permanent total disability arising from railway accidents. The policy also offers ₹7.5 lakh for permanent partial disability, up to ₹2 lakh for hospitalisation expenses, and ₹10,000 for transporting mortal remains. Reservation staff must inform passengers about the option, which requires a mobile number and digital payment.
Why it matters
The scheme broadens accident insurance access for millions of passengers who book traditional physical tickets at railway counters.
Read the original report — Times of India
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