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You earn, save and invest. But are you financially literate? 10 questions to ask

· Business · Times of India, India Today

The Times of India article discusses financial literacy in India, noting that earning and investing are insufficient without wise money management. It references Sebi's awareness initiative 'Samajh Se Investing Simple' and defines financial literacy per the OECD. Data shows 28.62 crore mutual fund folios and over 25 crore NSE registered accounts as of September 2026. However, only 36 per cent of investors had high or moderate securities market knowledge per the Sebi Investor Survey 2025.

Why it matters

The gap between financial participation and understanding affects millions of Indian investors, risking poor decisions on savings, borrowing, and investments. Low financial literacy could undermine individual financial well-being despite market access.

Read the original report — Times of India

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